What We Do
A Partner On Your Life Journey.
Founded in 2009, our family practice is dedicated to helping you achieve your financial goals with honesty and transparency. Comprised of Chris Bowen, his two sons, Bobby and Joey Bowen and Terri Ryalls who has worked with Chris since 2009. Our team is deeply rooted in the Charlottesville community. Chris has called Charlottesville home since 1997, while Bobby and Joey were born and raised here, giving us a unique understanding of the local community and its needs.
About Us
Our Approach
Financial planning is a journey, not a destination. Our comprehensive approach ensures that your financial plan is multifaceted and evolving, adapting to your changing needs and goals. Using cutting-edge modeling software, we provide real-time insights and adjustments to keep you on track.
Whether you are planning for retirement, managing your assets, or looking to grow your business, we are here to support you every step of the way. Let’s build a plan based on where you are and where you want to go.
Chris Bowen, MBA, CEPA
President and Financial Advisor
Helping clients change the trajectory of their financial futures has been my passion and mission for many years. My journey into financial advising began in my late twenties when I had the good fortune of working with an influential financial advisor. His advice and guidance made a significant difference in our early financial lives, providing us with stability and direction.
In my late thirties, I found myself at a crossroads in my career. An opportunity to move into the financial services industry presented itself, and I took it without hesitation. This career shift allowed me to blend my passion for helping people with my interest in financial planning.
I've always been a people person. Early in my working life, I was involved in the home-building industry, where I worked closely with clients to build the homes of their dreams. This experience ignited a passion for helping people achieve their goals. Transitioning to the financial planning industry has allowed me to increase my involvement and impact, guiding clients to build secure financial futures.
I've been married to my wife, Lisa, for 30 years. We met in college and were married shortly after graduation. After a brief period in Baltimore, Maryland, Lisa and I moved to Charlottesville, VA, where we raised our two sons, Bobby and Joey. I'm proud to say that both of our boys have joined the practice after completing their college education.
I hold an MBA (Masters in Business Administration, '93) and a range of certifications, including FINRA Series 6, 63, 7, 65 & 26 licenses held with LPL Financial and CEPA (Certified Exit Planning Advisor). These qualifications equip me with the knowledge and skills to provide comprehensive and personalized financial advice to my clients.
Bobby Bowen, CFP®
Financial Advisor
I find immense joy in helping people navigate their finances and plan for retirement. The work is not only fulfilling but also incredibly interesting and engaging. Growing up, I was always fascinated by investing and finance, which naturally led me to this career. My dad, Chris Bowen, started our family practice, so I was raised around the financial industry and learned its intricacies from an early age.
Meeting with clients and working alongside them to achieve their financial goals is one of the most rewarding aspects of my job. I have a deep personal interest in investing, financial planning, and economics, which keeps me motivated and constantly learning. One of the major attractions for me was the opportunity to work in our family business, where I can combine my professional skills with my personal passions.
Born and raised in Charlottesville, VA, I have a strong connection to our community and am dedicated to helping my neighbors achieve financial success.
Joey Bowen
Administrative Assistant
I've been working in the financial services industry for about two years now, and I absolutely love helping our clients achieve their financial goals. Before joining the family business, I worked at Albemarle County Fire Rescue, where I developed a strong sense of community and service. I obtained my Associate's Degree of General Science in 2020 and my Life, Health, and Annuity license in 2023.
Born and raised in Charlottesville, VA, I have a deep appreciation for this area and its people. I attended Western Albemarle High School, where I played football, and later continued my football career at Hampden Sydney College for a year before transferring to Piedmont Virginia Community College. My time playing football taught me the value of having a strong team, and Bowen Financial is one of the strongest teams I've ever been a part of.
Working with my family is a unique and rewarding experience, and I'm grateful to be part of a practice that genuinely cares about its clients. Being able to combine my passion for financial planning with my love for this community makes every day fulfilling.
Terri Ryalls
LPL Registered Associate
I embarked on my journey in this industry in 2007, thanks to a family friend who guided me here while I was seeking advancement in another field. Since then, I've found immense joy in learning and honing my skills, always striving for personal and professional growth.
What truly fulfills me is building meaningful relationships and making a positive impact by assisting our clients. I love learning about their unique stories and witnessing them achieve their goals through thoughtful planning. The diversity of each person and their situation brings variety to my work, making every day an exciting new challenge.
Currently, I reside on our family farm, which stretches across Louisa and Fluvanna counties. We raise beef cattle and proudly host a horse show series each year. My passion for community involvement is evident in my volunteering with Fluvanna County 4-H programs. Growing up as a member of the Albemarle County Hoof 'n' Woof 4-H Club, I developed leadership, citizenship, and life skills by engaging in public speaking, equine knowledge contests, and mounted drill team performances, as well as volunteering with a local food pantry and participating in Highway Clean-Ups. As an adult, I continue to volunteer with horse and livestock clubs, aiming to inspire today's youth to "Make the Best Better."